With the pending release of an additional round of COVID-19 federal stimulus funds to struggling U.S. consumers, RMAI continues to advise our members to avoid seeking these funds as a potential source of payment on outstanding consumer obligations. This is the same guidance RMAI shared with our members on April 13, 2020 and December […]
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State Updates – Extensions for Debt Collection Limitations, Temporary Remote Workers and License Expiration/Renewal
Colorado Senate Bill Extends Limitations on Debt Collection Actions to June 1, 2021
Colorado Senate Bill 21-002 was signed by Governor Jared […]
New York State Court of Appeals Proposes New Filing Requirements
DBA International Solicits Input from Members by May 19, 2014
On April 30, 2014, Jonathan Lippman, Chief Judge of the New York State Court of Appeals, proposed new filing requirements for debt collection lawsuits commenced in New York courts that center on a series of detailed […]
The RMAI 2021 Virtual Silent Auction is an exciting “kick-off” fundraising event for the 2021 RMAI Legislative Fund. We are using an awesome website, Auctria.com, that allows everyone to join in the fun! Don’t miss out on your company’s opportunity to participate by donating an item for bidding. We have a goal of 50 […]
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State Updates – Debt Collection Restrictions Extended, Emergency Relief Payments Exempted
Washington DC Extends Debt Collection Restrictions through May 30, 2021
On December 18, 2020, by Order of the Mayor of the District of Columbia, the District of Columbia’s public health emergency declaration […]
Today the CFPB released, as expected, the second part of the debt collection Rule. The Rule finalizes the model validation notice, provides a safe harbor for use of the model notice, and includes a tear-off for consumers to return. The Rule also finalizes the parameters around the electronic use of the model notice. The Rule […]
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State Updates – Temporary Guidance, Proposed Rule for Comment, Branch Licenses
Nevada Extends Work from Home Guidance to March 31, 2021
On December 15, 2020, the State of Nevada Department of Business and Industry Financial Institutions Division (NFID) announced the extension of its […]
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State Updates – Emergency Rule
Washington State Department of Licensing Extends Temporary Work from Home – Permanent Rule in Process
Effective October 20, 2020, the Washington Department of Licensing (DOL) confirmed its decision to extend the emergency rule allowing employees of collection agencies the option to work remotely on a […]
On October 30, 2020, at approximately 1:00 P.M. Eastern, the Consumer Financial Protection Bureau (CFPB) released the long-awaited final Debt Collection Rule (Rule). This Rule, amending Regulation F, 12 CFR Part 1006, was promulgated by the CFPB at the direction of Congress to implement the Fair Debt Collection Practices Act (FDCPA) and prescribe Federal […]
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State Updates – Order Extension, Automatic Exemption
Colorado Extends Period Restricting Use of Extraordinary Collection Activities Due to COVID-19
On October 25, 2020, the Administrator of Colorado’s Uniform Consumer Credit Code (“Administrator”), issued an Order, published in the Colorado Register on October 25, 2020, pursuant […]