CONTENTS:
State Updates – Emergency Rule
Washington State Department of Licensing Extends Temporary Work from Home – Permanent Rule in Process
Effective October 20, 2020, the Washington Department of Licensing (DOL) confirmed its decision to extend the emergency rule allowing employees of collection agencies the option to work remotely on a […]
On October 30, 2020, at approximately 1:00 P.M. Eastern, the Consumer Financial Protection Bureau (CFPB) released the long-awaited final Debt Collection Rule (Rule). This Rule, amending Regulation F, 12 CFR Part 1006, was promulgated by the CFPB at the direction of Congress to implement the Fair Debt Collection Practices Act (FDCPA) and prescribe Federal […]
CONTENTS:
State Updates – Order Extension, Automatic Exemption
Colorado Extends Period Restricting Use of Extraordinary Collection Activities Due to COVID-19
On October 25, 2020, the Administrator of Colorado’s Uniform Consumer Credit Code (“Administrator”), issued an Order, published in the Colorado Register on October 25, 2020, pursuant […]
RMAI extends its thoughts of support to all of those affected by Hurricane Zeta. RMAI recommends all members temporarily suspend collection calls and communications to consumers in the portions of the states of Louisiana and Mississippi directly affected by the hurricane.
The State of Louisiana issued a State of Emergency for Hurricane Zeta 144 JBE 2020 which extends from […]
CONTENTS:
State Updates – Automatic Exemption of Emergency Relief Payments Pending
State of Virginia Protection of COVID Payments from Creditor Remedies
On October 16, 2020, the State of Virginia voted to amend Virginia Code Section 8.01-512.4 to:
CONTENTS:
State Updates – Order and Rule Extensions
Washington, D.C. Extends COVID Order
In response to the COVID-19 pandemic, the Mayor of Washington, D.C. issued a ban on collections within its jurisdiction to last until 60 days after the emergency order is lifted. The […]
RMAI extends its thoughts of support to all of those affected by Hurricane Delta. RMAI recommends all members temporarily suspend collection calls and communications to consumers in the portions of the states of Louisiana and Mississippi directly affected by the hurricane. Further, the State of Louisiana issued a State of Emergency for Hurricane Delta 133 JBE 2020 which […]
On Monday September 29, 2020, the Federal Trade Commission (FTC) along with state and federal law enforcement partners announced a nationwide law enforcement and outreach initiative to protect consumers from phantom debt collection and abusive and threatening debt collection practices. The initiative, called Operation Corrupt Collector, includes five FTC law enforcement actions, including two newly […]
Background: Earlier this spring, New York City’s Department of Consumer Affairs (DCA or Department) adopted amendments related to how debt collectors must interact with Limited English Proficiency (LEP) consumers when collecting a debt. The amended rules, which were originally slated for a June 27, 2020, effective date, included a number of new requirements impacting letters; […]
CONTENTS
COVID Updates – Federal
Protections for Renters
In response to the COVID-19 pandemic, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Among other protections, the CARES Act provided tenants in federally subsidized or federally […]