RMAI Blog

RMAI Blog2025-12-09T07:58:40-08:00

Welcome to RMAI’s blog where you can get extra insight into RMAI and the receivables management industry.

Visit the Author Page for more information on the writers.

If you have a blog post that you would like to share with RMAI members, please check our Contributor Guidelines, then contact Aurora Sain.

August 7, 2026

Six Steps to Turn Responsible AI Into ROI for Third-Party Collections

By Manny Plasencia, TransUnion At 9:12 a.m., a third-party collector who’s calling a delinquent account hears the hesitation on the line: “I’m behind because my hours got cut. What can we do?” In that moment, the challenge is bigger than a single call. The [...]

August 5, 2026

The Delinquency Risk Sitting One Step Ahead of the Dashboard

By Nick Cherry, Phillips & Cohen Associates One of the biggest misconceptions I’ve encountered throughout my career is that the highest-risk accounts are always the ones that have already missed a payment. Often, the greater risk lies with accounts still showing as current, even [...]

April 17, 2026

Empowering Operations with Compliance in Receivables Management

By Susan Namm, Velocity Portfolio Group Compliance is shedding its “checkbox” reputation and emerging as a key driver of operational performance in receivables. As oversight intensifies, particularly from bodies like the Consumer Financial Protection Bureau and other state regulators, organizations must also adapt to [...]

April 7, 2026

The Perils of Precision

When data feels certain, but decisions are not.When data feels certain, but decisions are not By Michael Flock, Flock Advisors The most dangerous moment in a deal is often the moment you win it. The model works. The numbers support it. The assumptions feel [...]

October 3, 2025

Viral debt advice on social media: Separating fact from fiction

By: Keshonda Walker, Director of Compliance, InvestiNet Social media has become a primary source of information (including misinformation and disinformation) for millions of people. In recent years, a trend has emerged of viral videos encouraging consumers to avoid paying debts in collection. These videos [...]

September 22, 2025

October is Cybersecurity Month!

By Michael Kane, J.J Marshall & Associates Cybersecurity is a shared responsibility of all users and departments across your organization.  Everyone has an obligation to do their part to safeguard company, client, and consumer information.  A single incident can, at worst, bring down a [...]

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